26-Minute Banana Caramel Muffins

These Banana Caramel Muffins are a perfect blend of sweet banana and rich, gooey caramel, making them a satisfying treat for any time of day.

Packed with fiber from ripe bananas and healthy fats from browned butter, they offer a naturally energizing snack.

Quick to make, these muffins are ideal for breakfast, dessert, or on-the-go meal prep.

Banana Caramel Muffins

Maria G. Brooks
Soft, moist banana muffins with a gooey caramel center, lightly sweetened and topped with a crunchy sugar sprinkle.
Perfect for breakfast, snack, or dessert, these muffins are easy to make and full of flavor.
Prep Time 10 minutes
Cook Time 16 minutes
Total Time 26 minutes
Course Breakfast, Dessert, Snacks
Cuisine American
Servings 10 muffins

Equipment

  • 1 muffin tin (10-cup)
  • Mixing bowls (2, medium and large)
  • Whisk or electric mixer
  • Measuring Cups and Spoons
  • Spatula
  • Cooling rack

Ingredients
  

  • cup unsalted butter browned
  • cups all-purpose flour
  • 1 teaspoon baking soda
  • 1 teaspoon baking powder
  • ½ teaspoon ground cinnamon
  • ½ teaspoon salt
  • 3 ripe bananas mashed
  • 1 tablespoon vanilla extract
  • ¾ cup white sugar
  • 1 large egg
  • ½ cup caramel sauce

Instructions
 

  • Prepare Oven and Muffin Tin: Preheat your oven to 375°F (190°C) to ensure even baking.
    While the oven heats, line a 10-cup muffin tin with paper liners or lightly grease each cup with butter or non-stick spray.
    This step prevents the muffins from sticking and makes cleanup easier.
    Setting up your pan in advance ensures a smooth workflow once your batter is ready.
  • Brown the Butter: Place ⅓ cup unsalted butter in a small saucepan over medium heat.
    Let it melt slowly without stirring.
    Watch as the butter begins to foam and then turns a rich golden-brown color with a nutty aroma.
    This process develops deep, complex flavor that enhances the muffins.
    Once browned, remove from heat and allow the butter to cool to room temperature.
  • Mix Dry Ingredients: In a medium-sized bowl, combine 1½ cups all-purpose flour, 1 teaspoon baking soda, 1 teaspoon baking powder, ½ teaspoon ground cinnamon, and ½ teaspoon salt.
    Whisk them together until evenly distributed.
    This ensures that the leavening agents and spices are consistent throughout the batter, preventing dense or uneven muffins.
  • Mash the Bananas: In a large mixing bowl, mash 3 ripe bananas until smooth using a fork or potato masher.
    Slightly chunky bananas can be left for added texture, but fully mashed bananas integrate more evenly into the batter.
    Ripe bananas provide natural sweetness and moisture, making the muffins tender and flavorful.
  • Combine Wet Ingredients: To the mashed bananas, add 1 tablespoon vanilla extract, ¾ cup white sugar, 1 large egg, and the cooled browned butter.
    Mix thoroughly using a spatula or electric mixer on low speed until all ingredients are fully incorporated.
    The batter should be smooth and slightly thick, with a rich aroma from the browned butter and vanilla.
  • Fold in Dry Ingredients: Gradually add the dry ingredient mixture into the wet banana mixture.
    Gently fold with a spatula until just combined.
    Be careful not to overmix, as this can lead to tough muffins.
    The batter should be thick and moist, with no streaks of flour remaining.
    Proper folding ensures light, fluffy muffins with an even crumb.
  • Fill Muffin Cups – Base Layer: Spoon the batter into the prepared muffin cups, filling each cup about one-quarter full.
    This will create a base layer for the caramel center.
    Use a spoon or small ice cream scoop for consistent portions.
    A shallow base allows the caramel to sit perfectly in the center without overflowing.
  • Add Caramel Center: Place a generous spoonful of caramel (approximately ½ cup divided among 10 muffins) in the center of each partially filled muffin cup.
    The caramel should sit neatly on top of the batter without spilling over the edges.
    This gooey surprise is what makes these muffins irresistible.
    You can use store-bought caramel sauce or homemade for extra richness.
  • Top with Remaining Batter: Spoon additional muffin batter over the caramel, filling each cup to about halfway or slightly less than two-thirds full.
    Smooth the tops lightly with the back of the spoon or spatula to ensure an even surface.
    Be careful not to overfill, as the muffins will expand while baking.
    A perfectly proportioned top layer helps keep the caramel enclosed during baking.
  • Add Crunchy Sugar Topping: Sprinkle a small pinch of white sugar on top of each muffin.
    This adds a delicate crunch and sparkle to the finished muffins, enhancing both texture and visual appeal.
    While optional, this step makes the muffins look bakery-worthy.
  • Bake to Perfection: Place the muffin tin in the preheated oven and bake for 16 minutes, or until a toothpick inserted into the edge of the muffin (not directly in the caramel) comes out clean.
    The muffins should rise nicely, with a golden-brown top.
    Avoid overbaking, as the caramel center may dry out.
    Baking times may vary slightly depending on your oven, so check carefully.
  • Cool Muffins Properly: Remove the muffins from the oven and allow them to cool in the tin for 5–10 minutes.
    This brief rest helps them firm up slightly and makes them easier to remove.
    Transfer the muffins to a wire cooling rack to cool completely.
    Cooling prevents soggy bottoms and keeps the caramel from melting out.
  • Serve and Enjoy: Serve the banana caramel muffins warm or at room temperature.
    For extra indulgence, drizzle with leftover caramel sauce before serving.
    These muffins pair beautifully with coffee, tea, or a glass of milk.
    Store leftovers following proper storage instructions to maintain their soft texture and gooey center.

Notes

  • Use fully ripe bananas for maximum natural sweetness and moisture.
  • Browning the butter adds depth and a nutty flavor that balances the sweetness of the caramel.
  • Be gentle when folding in dry ingredients to avoid overmixing, which can make muffins dense.
  • Caramel can be homemade or store-bought; just ensure it’s thick enough to hold its shape in the center.
  • Muffin tops can be sprinkled with sugar for extra crunch or lightly brushed with melted butter for shine.
  • For portion consistency, use a small ice cream scoop to fill muffin cups.
  • These muffins can be customized by adding chopped nuts, chocolate chips, or a pinch of sea salt on top.

Chef’s Secrets for Perfect Muffins

The key to bakery-style muffins lies in balancing texture and flavor.

Browning the butter before mixing not only adds a rich, nutty aroma but also enhances the depth of the muffin without making it overly greasy.

Using ripe bananas ensures natural sweetness and moisture, while gently folding the dry ingredients prevents toughness.

For a gooey caramel center, spoon the caramel carefully in the middle and avoid overfilling the muffin cups.

If you want an extra touch of flavor, sprinkle a tiny pinch of cinnamon or sea salt on the caramel before topping with batter.

These small adjustments make a noticeable difference in both taste and presentation.

Serving Suggestions for Enjoyment

These banana caramel muffins are versatile and can be enjoyed at breakfast, as a mid-morning snack, or even as a dessert.

Serve them warm with a drizzle of extra caramel sauce or a light dusting of powdered sugar for a café-style presentation.

They pair beautifully with coffee, tea, or a cold glass of milk.

For a wholesome snack, enjoy one alongside fresh fruit or a small handful of nuts.

You can also pack them for lunchboxes or serve at brunch gatherings—they’re always a crowd-pleaser.

Storage Tips for Freshness

To keep your muffins soft and moist, allow them to cool completely before storing.

At room temperature, store them in an airtight container for 2–3 days; a paper towel underneath will absorb excess moisture.

For longer storage, refrigerate in a sealed container for up to a week, ensuring the muffins remain fresh and flavorful.

To freeze, wrap each muffin individually in plastic wrap and place in a freezer-safe bag for up to three months.

Thaw at room temperature for 3–4 hours or warm briefly in a 350°F oven for 3 minutes to enjoy that fresh-baked taste.

Frequently Asked Questions

1. Can I use unripe bananas?

Unripe bananas are firmer and less sweet, which may result in drier, less flavorful muffins.

For best results, always use ripe or overripe bananas with brown spots—they provide natural sweetness and moisture.

2. Can I make these muffins gluten-free?

Yes! Substitute the all-purpose flour with a gluten-free flour blend, ensuring it contains xanthan gum or another binding agent.

Baking time may need a slight adjustment, and the texture may be slightly denser.

3. Can I use a different type of caramel?

Absolutely! Both store-bought and homemade caramel work.

Just make sure it’s thick enough to hold its shape in the center of the muffin.

For a fun twist, try salted caramel for a sweet-and-savory flavor.

4. Can I prepare the batter in advance?

You can mix the batter up to a day in advance and store it in the refrigerator.

Add the caramel just before baking to prevent it from sinking or becoming too liquidy.

Allow the batter to come to room temperature before baking for even results.

5. How can I make the muffins extra moist?

Using overripe bananas, browning the butter, and not overmixing the batter are key techniques for moisture.

Additionally, avoid overbaking—check the muffins at 14–16 minutes and remove when a toothpick comes out mostly clean from the edges, leaving the caramel center gooey.